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STRONGER TOGETHER: Make the most out of the holidays without spending a fortune

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Last updated: 13/12/2021

By Tanya O'Shea, IMPACT Community Services' Managing Director

"STRONGER TOGETHER" is a weekly column where Tanya explores key issues. This week Tanya focuses on financial spending during the holiday season

Memories are priceless and the festive season is truly about togetherness – this is something the pandemic in its stark reality check has highlighted as both a need and a luxury for people.

Tanya O'Shea, IMPACT Community Services Managing Director
Tanya OShea IMPACT Community Services Managing Director

This is something that is sometimes underrepresented though ever-present amid the decadence of plastic trees, carols, several course meals and commercialisation of the holiday.

I’m not suggesting we stop giving one another presents, often gifts are very thoughtful.

But the cost during the silly season can add up quickly.

Managing your finances can be a challenging feat regardless of how much money you have; however, when funds are scarce there’s undoubtedly more pressure. 

You can start to feel overwhelmed and isolated from society.

This can unfortunately be amplified by the holiday season as one may feel financial pressures surrounding trips, activities, gifts, and family meals.

Financial literacy and utilizing a budget that’s tailored to your lifestyle can play a key role in reducing stress and increasing community participation.

Budgeting and reinventing festive or holiday activities is not only doable but it’s perfectly okay.

While it’s a season for giving it doesn’t mean giving all your money away.

There are means to celebrate togetherness without spending a fortune.

You can spend your time with people or creating/buying small thoughtful gifts rather than extravagant presents.

Other ways you could maximize your holidays without overspending include:

  • Hosting a potluck with friends – where everyone brings a dish of their own for a meal together.
  • Spend the day at the beach or a park, visit the art gallery – there are activities and games you can partake in without a fee
  • Have a games or painting night at home
  • Drive around to look at festive lights with your favourite music playing
  • Attend free community events

Another way to get a little more money this holidays is to recycle eligible containers via a Container Refund Point.

IMPACT’s CRP is open weekdays from 7.30am-4pm and Saturdays from 8am-noon.

The CRP at 78 University Dr is closed on Sundays and public holidays.

For tailored financial advice, it’s best to talk to a professional.

IMPACT’s financial workshops and individual sessions have ceased for the remainder of this year; however, will continue next year.

IMPACT’s head office is closed from midday December 24 to January 4, 2022.

Please note: This website may contain references to, or feature images, videos, and voices of Aboriginal and Torres Strait Islander peoples who have passed away.

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